Merchant Cash Advance
A Merchant Cash Advance (MCA) gives you immediate access to a lump sum of cash in exchange for a percentage of your future sales. It’s not a loan—it’s an advance, which means repayment is flexible. On busy days, you pay back more; on slow days, you pay back less. This makes it a perfect solution for businesses with fluctuating revenue.
Why Choose a Merchant Cash Advance?
Funding in a Flash
When you need capital immediately to cover an emergency or seize an opportunity, an MCA delivers. Get approved in hours and funded in as little as 24 hours.
Accessible for All Credit Types
Approval is based on the strength of your daily sales, not your credit score. This makes it an excellent option for business owners with less-than-perfect credit.
Repayment That Works for You
Because payments are tied to your sales volume, you're never stuck with a large payment during a slow period, reducing financial stress.
- Funding Amount$5,000 - $500,000+
- Time to FundingAs fast as 24 hours
- RepaymentPercentage of daily sales
- Credit Requirement500+ FICO
- Best ForQuick cash & businesses with high card sales