Privacy Policy

Introduction

Lendiago and its parents, subsidiaries, and affiliates (collectively, “Lendiago,” “we,” “our,” or “us”) respect the privacy of your information. This Privacy Policy is designed to assist you in understanding how we collect, use, share, and safeguard your information. This policy applies to individuals who access this website (lendiago.com) and our mobile application (collectively, “Site”) and the products and services we provide (collectively, “Services”).

By using our Site or Services, you consent to all terms of this Privacy Policy. If you do not agree, you may not use the Site or Services. We may revise this policy at our discretion, and we will post any revisions on this page.

1. Information We Collect

We collect Personally Identifiable Information (“PII”) from you through your use of the Site and Services. This is information that can identify an individual. We collect:

Information You Provide:

• Personal Identification Information: Full name, date of birth, signature, photographs, phone number, home address, IP Address, social security number, and/or email.
• Formal Identification Information: Government issued identity document such as Passport, Driver’s License, National Identity Card, State ID Card, Tax ID number, passport number, driver’s license details, and/or any other information deemed necessary to comply with our legal obligations.
• Institutional Information: Employer Identification number (or comparable number issued by a government), proof of legal formation (e.g. Articles of Incorporation), personal identification information for all material beneficial owners.
• Financial Information: Bank account information, Tax return information, Federal and State Tax ID, Profit and Loss Statements, Income statements, Credit Score, Business Invoices, and Wire Instructions.
• Transaction Information: Information about the transactions you make on our Services, such as the name of the recipient, your name, the amount, and/or timestamp.
• Employment Information: Office location, job title, and/or description of role.
• Correspondence: Survey responses, information provided to our support team or user research team.

Information Collected From Third Parties:

We may receive PII about you from third parties like credit reporting agencies, identity verification providers, and our business partners (e.g., loan brokers).

2. How We Use Your Information

We use your personal information to provide the Services to you, and for other legitimate business purposes, including:

• Provide Lendiago Services: To process your application for funding, we require information such as your identification, contact information, and financial data. We cannot provide you with Services without such information.
• Service Communications: We send administrative or account-related information to keep you updated about our Services, inform you of relevant security issues, or provide other transaction-related information.
• Customer Service: We process your information when you contact us to resolve questions, disputes, or troubleshoot problems.
• Research and Development: We process your information to better understand how you use and interact with our Services. This helps us customize, measure, and improve our offerings and develop new services.
• Quality Control: We process your information for quality control and staff training to ensure we continue to provide you with accurate information and excellent service.

3. How We Share Your Information

We may share your information in the following ways:

• With Lenders, Funders, and Brokers: By submitting a request for business funding, you consent to the disclosure of your information to lenders, funders, and brokers in our network to match you with offers.
• With Trusted Third Parties: We may share your information with third-party service providers who perform services on our behalf, such as data analysis, email delivery, and hosting services.
• With Professional Advisors: We share information with our professional advisors who provide banking, legal, compliance, insurance, or accounting services.
• For Legal Reasons: We may disclose your information if required by law, at the request of law enforcement, or if we believe disclosure is necessary to protect or defend the rights and property of Lendiago or a third party.
• Business Transactions: Your information may be disclosed to an entity as part of a business transaction like a merger, acquisition, or asset sale.

We do not sell your personal data to third parties for their own marketing purposes. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. Cookies and Other Tracking Technologies

We use “cookies” and other tracking technologies to enhance user experience, analyze site usage, and for advertising. You can block Cookies by changing your Internet browser settings. You can learn more about managing cookies by visiting www.aboutcookies.org.

We use services like Google Analytics. To learn how to opt out of tracking by Google, click here.

5. Opt-Out Preference Signals

The Site recognizes the Global Privacy Control (“GPC”) signal. If you are using a browser setting or plug-in that sends an opt-out preference signal, we will treat that as a valid request to opt out. Some internet browsers incorporate a “Do Not Track” feature, but as there is no uniform standard, we do not currently respond to "Do Not Track" signals.

6. Updating and Accessing Your Information

To review or request changes to your information, please contact us at info@lendiago.com. If you want to stop using your account you may deactivate it. When you deactivate an account, your information will not be sent to any further lenders, funders, or brokers, but the information will not be deleted to comply with federal and state regulations.

7. Choice / Opt-Out of Marketing

To unsubscribe from marketing emails, please use the link in the email footer. To opt-out of other marketing communications, you can contact us at info@lendiago.com.

8. Security

We maintain commercially reasonable security measures to protect your PII. However, no security measure is 100% secure. We cannot guarantee absolute security.

9. Third Party Links

Our Site may contain links to other websites. We are not responsible for the privacy practices of other websites.

10. Children’s Privacy

Our Site and Services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

11. Notice to Nevada Residents

Nevada law allows residents to opt out of the sale of certain personal information. We do not currently sell personal information as defined by Nevada law. However, you may submit a verified request to opt out of future sales by emailing us at info@lendiago.com.

12. Notice to California Residents

The California Consumer Privacy Act (CCPA) provides California residents with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

You have the right to know, delete, and correct your personal information. You also have the right to opt-out of the sale or sharing of your Personal Information. We do not knowingly collect information from minors under 16. To exercise your rights, please contact us.

13. Accessibility

We are committed to ensuring this Privacy Policy is accessible. If you wish to access this policy in an alternative format, please contact us.

14. How to Contact Us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at: info@lendiago.com

15. Terms & Conditions

Our full Terms & Conditions, which govern your use of our Site and Services, can be viewed here.